Building wealth in 2025 requires a combination of smart investing, disciplined saving, and using the right tools to make the most of your financial resources. Here are 6 tools that can help you on your journey to building wealth:

1. Robo-Advisors (e.g., Betterment, Wealthfront)

• Robo-advisors are automated investment platforms that create and manage a diversified portfolio for you based on your risk tolerance and goals. They are cost-effective and suitable for beginners.

• Robo-advisors can help you grow your wealth passively by investing in low-cost index funds, ETFs, and other assets. These tools automatically rebalance your portfolio and reinvest dividends, saving you time and effort.

• Their benefits are, Automation of investments with low fees, making wealth-building more accessible to everyone.

2. Personal Finance Apps (e.g., Mint, YNAB)

• Personal finance apps help you track your income, spending, savings goals, and investments. They give you a clear picture of your financial health and help you stay on track with your budget.

• By monitoring your spending habits and creating a structured budget, you can allocate more money toward savings and investments, which is critical for long-term wealth.

• Financial awareness and control, allowing you to make smarter spending and saving decisions.

3. Investment Platforms (e.g., Vanguard, Fidelity, Robinhood)

• These platforms offer a variety of investment options like stocks, ETFs, mutual funds, and bonds. Some platforms also provide access to crypto trading.

• You can grow your wealth by investing in the stock market or other investment vehicles. They provide easy access to a wide range of investment options, educational resources, and tools to track your portfolio’s performance.

• You have the direct access to a range of investments, allowing you to take control of your portfolio and grow your wealth.

4. Real Estate Investment Platforms (e.g., Fundrise, RealtyMogul)

• Real estate investment platforms allow you to invest in real estate projects without owning physical property. They pool money from multiple investors to fund commercial and residential properties.

• These platforms give you access to real estate investment opportunities, which can provide stable returns, diversification, and potential tax benefits.

• Real estate exposure without the hassle of managing properties, offering passive income through property investments.

5. High-Yield Savings Accounts (e.g., Marcus by Goldman Sachs, Ally)

• High-yield savings accounts offer higher interest rates than traditional savings accounts. They are typically offered by online banks.

• These accounts provide a safe place to store your emergency fund or savings while earning interest that outpaces inflation. It’s a tool for growing your savings securely with minimal risk.

• Safe, higher interest earnings on your savings, allowing your emergency fund to grow faster.

6. Cryptocurrency Platforms (e.g., Coinbase, Binance, Kraken)

• Cryptocurrency platforms allow you to buy, sell, and trade digital assets like Bitcoin, Ethereum, and other altcoins. Some platforms also offer staking and lending options to earn passive income.

• Cryptocurrencies can provide significant returns if managed correctly. These platforms give you access to the volatile crypto market and the potential for high growth, though they come with high risk.

• Potential for high returns through investments in cryptocurrency, diversifying your portfolio into the digital asset space.

In conclusion, To build wealth in 2025, leverage these tools that align with your financial goals and risk tolerance. Automation, diversified investment options, and personal finance management will be key to setting yourself up for financial success.

Just remember, each tool has its own risks and benefits, so make sure to do thorough research and consider speaking with a financial advisor before making major decisions.